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Tips to get the most out of your first full time job

2020-01-07T18:08:16-08:00January 7th, 2020|Tips|

Starting your first full-time job is a big deal. It’s your first real step into adulthood and the responsibilities that come with it. It’s a moment to be really proud, but it can be really scary too. There are some things that you need to think about before you start: Money How much are you going to save from each paycheque? It’s hard to [...]

Goals for 2020

2020-01-07T22:00:28-08:00January 1st, 2020|Tips|

It's 2020 and there's not a Jetson or flying car in sight! (or am I showing my age by that reference?) Seriously, 2020 sounded so far away just 21 years ago when we were wondering what a new century would bring - and now we're into the third decade of that century! How did that happen? It's a great reminder of how fast time [...]

Holiday activities that don’t cost a bomb!

2020-01-07T17:11:36-08:00December 19th, 2019|Money management, Tips|

Arrggghhhh! Everything costs so much money! Christmas holidays can be a killer to your budget, so here are some ideas that won't break the bank. Picnic Bushwalk Amazing Race style of treasure hunt Day at the beach or baths Walk around the city centre checking out Christmas decorations Bike ride Botanical gardens visit Walk around your local park Board game marathon Family/Friends sports day [...]

Christmas – what’s your budget?

2020-01-07T17:10:26-08:00December 10th, 2019|Tips|

Just like every other time of year, you need to have a budget for Christmas shopping. Probably even more so than every other time of year! It's the number one time for spending blowouts - so go in prepared. Who are you buying for? What's your budget for each gift? If you're watching what you spend, could you suggest a Secret Santa to your [...]

Decorating your home for Christmas

2019-12-02T14:21:31-08:00December 1st, 2019|Tips|

From my experience, you're usually firmly in one of four places when it comes to Christmas decorating: Like you've just stepped out of an American movie where more is more - and even more is even better. You start buying your decorations on Boxing Day and start getting the lights untangled in early November. Your house puts a strain on the power grid but [...]

Is buying a house eluding you?

2019-11-26T23:40:26-08:00November 25th, 2019|First home buyer, Tips|

If you feel like buying a house is similar to climbing Everest - on a snowy day - then you're not alone. But don't give up hope. There are some things you can do that will help you buy that house without giving up your lifestyle completely! Strategy 1: Rein in your spending This is a bit of a no-brainer, but it's also often [...]

5 things your bank won’t tell you

2019-09-30T20:09:15-07:00September 25th, 2019|Tips|

Some people think that it’s easier to get a mortgage through their own bank. They know them, that’s where their bank accounts and credit cards are, so it just makes sense and should be easy, right? WRONG! There are some things that your bank will probably never tell you: They have a limited number of home loan options available to offer you and they’re [...]

Top 7 mistakes home owners make

2019-09-02T00:26:45-07:00September 2nd, 2019|Tips|

Owning a home is like Nirvana to some of us. It’s the goal we’ve been working towards, the ideal that we something didn’t think we’d ever achieve. It’s bliss! But is it really? It’s a roof over our head, somewhere to keep our belongings and a place that seems to need constant cleaning… It’s also a place to create memories, build relationships, grow [...]

7 things to do when you buy a new home

2019-09-04T07:13:54-07:00August 10th, 2019|Tips|

When we’re buying a new home we’re so focussed on the process of buying it that sometimes we forgot about what we have to do once it’s ours. So here is a list we’ve compiled from our clients’ tips and tricks. #1 Set up your utilities This is a great thing to do during the lead up to settlement. Get your electricity, gas, [...]

20 things to look for when you’re buying a property

2019-09-04T08:04:48-07:00July 26th, 2019|Tips|

When you're buying a property, there's a lot to consider - besides where you're going to get your finance! Here is a great list of 20 important things to look for when you're buying a property - whether it's an investment property or your next home. Read The List here Of course, we can take care of all your financial needs. Caroline Jean-Baptiste