Six things that tell you it’s the right time to buy your first home: Buying a home occupies most of your thoughts: You’re ready and you’ve decided it’s what you want to do – 100%. Buying a property is your focus. It’s at the top of your goals list. You’re realistic about your budget: So no water views, no outdoor kitchen or spa. You’re [...]
I don’t know about you, but over the last couple of years there are a couple of things I’ve really missed. Concerts and holidays. The beauty of seeing a live performance has been missing from our lives, which is awful for us and even worse for the performers. But no more! I’m going to shrug off that post pandemic blanket and book some tickets! [...]
There are lots of answers to this question, and I’m a little biased, but the main reason is that we don’t have a preference over where you borrow your money from - we’re more concerned with matching the loan to YOUR needs. When you go to your bank, they have a great knowledge of the products they’re offering. They know their limits, their guidelines [...]
The first thing to do when interest rates rise is to stay calm. It's OK. We've got you. Rates increases are inevitable - especially after over eleven years of status quo with record lows and no increases from the RBA. So yesterday’s increase of 0.5%, taking the base rate to 0.85% is no surprise. Economists are predicting that the cash rate will rise to [...]
One of the first lessons I learnt when I started hiring a team was the importance of clarity. I needed to be really clear on: * the culture I wanted to create * the values of the company * the values of the people I was going to hire * the tasks that I needed to let go of in order to grow and [...]
