I'm not a financial adviser, but I do take a professional interest in the way people manage their money. While some of us might be bored senseless at the thought of managing money or paying bills or discussing budgets - let alone living on a budget (or spending plan as I prefer to call them!), it's important that you at least have a clue [...]
I was reading an article yesterday written by a financial planner and she was talking about who people (particularly women) get their financial advice from. The answer she heard most was "Dad". While I love dads and think that the vast majority of them are awesome, unless they work in finance or are actively investing or buying property, they're not the best person to [...]
Finding a home loan can be hard work. Finding “the best” home loan can be really hard, so let’s break it down. 1. Decide what's important to you - remember, “the best” home loan is different for everyone. What works well for some, doesn’t work well for everyone, so figure out what will work best for you - ie, flexibility to make additional repayments, [...]
When you go to your bank to discuss your home loan, they’ll usually discuss your plan, take a look at your financial history and tell you whether or not they’ll give you the money you need to buy a home. Going to see a good mortgage broker is a bit different. We often don’t already have your business - we want to win it. [...]
