Money is one of the things people find hardest to talk about, even with the people closest to them. I've sat across from clients who were quietly carrying enormous financial stress long before they ever said a word about it. The mortgage that had become unmanageable. The business cash flow keeping them up at night. The fear of being judged for asking for help. [...]
Spring is here, and there's a reason this season always feels different. It's a time of year that we should be giving ourselves permission to shake things up. New routines, new goals, a sudden urge to clear out the old and make room for something better. That energy is real, and it deserves to go further than your wardrobe. This is the perfect [...]
I will always remember sitting across from a lender who told me my overseas income "didn't count." I'd spent eight years building a career abroad, and none of it translated into the trust I needed to buy a home. I could have taken that as the final word. Instead, I took it as the starting point. That's really what growth mindset comes down to. [...]
Twenty-one years ago, I came back to Australia after eight years overseas and couldn't get a loan approved. My income wasn't "recognised." I remember sitting across from a lender feeling completely unseen, despite everything I'd built. That moment could have discouraged me. Instead, it became the reason I do this work. This month I was awarded MFAA Life Membership, one of the highest honours [...]
At Mortgage Choice, we’ve learned something powerful over the years: many women step into the world of property long before they feel ready. And that’s exactly where our work begins. We believe in our clients — often before they fully believe in themselves. Not in a fluffy, motivational‑poster way, but in a strategic, evidence‑based way. Because confidence isn’t something you “have” first. It’s something [...]
A growth mindset changes what’s possible for women — but only when their financial strategy grows with them. My mission as a mortgage broker is to partner with women who aren’t just making decisions for today. They’re building capability, confidence and long‑term momentum. That requires more than a loan. It requires a strategy that evolves as they do. When finance becomes a strategic tool, [...]
I am incredibly honoured to have been awarded Life Membership by the Mortgage & Finance Association of Australia (MFAA) — one of the highest recognitions in our industry. My journey into mortgage broking didn’t begin with a business plan — it began with personal experience. Navigating the lending process myself, I saw how complex and overwhelming it could be, and it inspired me to [...]
Where do you get your inspiration from? For me, it rarely comes from a single moment. It comes from the people I choose to keep close. The ones who push me to think bigger, question my assumptions and stay accountable to the standards I set for myself. In a profession built on trust and long‑term decisions, the quality of the people around you matters. [...]
The hidden risk of having multiple loans without a strategy It’s more common than you think. A client comes in with 2, 3, sometimes even 5 different loans across multiple lenders; a mix of owner-occupied, investment, personal, even credit cards; all set up at different times, for different reasons. On the surface, everything seems fine. But underneath? • Interest rates that haven’t been reviewed [...]
If you’ve been considering buying property through your Self Managed Super Fund (SMSF), this is your heads up. A major change has just been legislated and it will directly impact how investors can use super to enter the property market. 👉 What’s changing? The government is banning new SMSF borrowing (Limited Recourse Borrowing Arrangements - LRBAs) for residential property. This means: • You will no longer [...]
