Twas the week before Christmas and everyone was going crazy… running here, running there, doing this, doing that, buying everything, seeing everyone… it’s all just a little bit insane at this time of year. On Monday night I managed to sneak in an hour of downtime for myself and went to a meditation session. I didn’t really want to go. I was busy! But [...]
So it finally happened... My client has been looking to buy a property since May. We arranged a preapproval in September when they got serious about looking. We reviewed the budget again in October to increase by $200k. 11 weeks later, the contract was signed. Relief all around. 60 hours on realestate.com.au 25 open homes 🏡 7 offers 3 auctions 15 minutes of bidding, negotiating, [...]
Refinancing. Is it time for you to take a look at your mortgage? It seems that refinancing is the thing to do right now because rates are so low. You’d rather put money into your pocket than the banks, wouldn’t you? Here are my top 5 reasons to refinance: Save money by paying a lower interest rate Keep payments the same and reduce the [...]
When buying a home, you tend to face three main problems, so let’s tackle them head on! Information overload There is so much information coming from every direction. If you do a search online, everyone from real estate agents to banks and brokers to bloggers will be offering advice. Parents who haven’t borrowed money since the 1990s will be telling their children what they [...]
There’s one major reason against buying your own home and that is a four-letter word: FEAR This fear can manifest in a number of ways: 1. Afraid you’ll have to change your lifestyle to save for a deposit Well you will, but you can still enjoy life. Property prices may be higher these days, which means that home loans will be higher, but just [...]
For first home buyers, there are some seriously good government incentives that can help you make your home ownership dreams a reality. These include: First Home Loan Deposit Scheme First Home Super Savers Scheme HomeBuilders’ Grant First Home Owners’ Grant Transfer Duty (Stamp Duty) Concessions and Exemptions What is the First Home Loan Deposit Scheme? The federal government’s scheme is designed to allow easier [...]
We want it all, don’t we! We want a great job, fabulous partner, beautiful home, amazing holidays, well-behaved kids and we might as well add a unicorn to the list! And we’d like it now please. But, particularly as women, we’re continually told that we can’t have it all. We have to choose between having a family and a career – apparently, we can’t [...]
Do you want to save instead of spend? Here are my top tips to get your bank balance going up instead of down. Cancel a subscription for 6 months. Do you really need Netflix, Stan, Foxtel, and Spotify? Getting rid of just one for 6 months would save you at least $60. Hold onto your phone for an extra 6-12 months after it’s out [...]
