Some people think that it’s easier to get a mortgage through their own bank. They know them, that’s where their bank accounts and credit cards are, so it just makes sense and should be easy, right? WRONG! There are some things that your bank will probably never tell you: They have a limited number of home loan options available to offer you and they’re [...]
Property investing is a different game than buying a home. It requires a different mindset and different criteria. The rewards can pay off big time, but there are some mistakes that investors make that you need to avoid. Buying with the home owners mindset. You're not going to live in this home. You're buying it for someone else to live in, so switch your [...]
Fitness is something that most of us strive towards. We want to be strong, fit and healthy. We pay for gyms, personal trainers, active wear, yoga mats and the best runners that we can afford. We spend time and energy on our pursuit of physical fitness. But how much time do you spend pursuing financial fitness? How financially fit do you consider yourself? If [...]
If you’re planning on investing in property, chances are high that you’ll be renting to someone from Gen Y or Gen Z. We’re always hearing about their need for connection and their desire for instant gratification, so why not give them what they want! According to the experts, these are the two “must-haves” when it comes to renting to Millennials: Convenience WOW factors in [...]
Owning a home is like Nirvana to some of us. It’s the goal we’ve been working towards, the ideal that we something didn’t think we’d ever achieve. It’s bliss! But is it really? It’s a roof over our head, somewhere to keep our belongings and a place that seems to need constant cleaning… It’s also a place to create memories, build relationships, grow [...]
Renovating or building a home is an exciting yet scary proposition for many of us. The end result and the possibilities are the exciting part – the work and decisions required in the middle are the scary bits. So what lessons can you learn from those who’ve gone before you? #1 Can’t get sufficient funding Get your mortgage broker involved from the beginning [...]
