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justine

About justine

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So far justine has created 248 blog entries.

7 tips for saving

2024-03-13T08:28:33+10:00March 13th, 2024|Money management|

Do you want to save instead of spend? Here are my top tips to get your bank balance going up instead of down. Cancel a subscription for 6 months. Do you really need Netflix, Stan, Disney, Prime, HayU, Foxtel, and Spotify? Getting rid of just one for 6 months would save you at least $60. Hold onto your phone for an extra 6-12 [...]

My Magic Number

2024-03-06T08:23:28+10:00March 6th, 2024|lifestyle|

I've found that three is my magic number when it comes to planning. I set myself three big goals to accomplish within three years with check-ins every three months. And it works - for me. It's not too long, or too short, too many or too few. Are you an active goal-setter? Do you have a number or formula that works for you? I [...]

Are you ready to breathe new life into your home?

2024-03-05T11:51:16+10:00February 28th, 2024|Next home|

If your home needs a revamp whether it’s to make you fall in love with it again or in preparation to sell, here are our top tips to breathe some new life into your home: Repaint – inside or out, or both. A fresh coat of paint is ideal to make a tired home look bright and fresh again. You’re best to stick with [...]

How will you fund your retirement?

2024-02-22T10:44:37+10:00February 21st, 2024|Property investor|

Funding your retirement is a topic that often needs more attention than it gets. Will your super be enough? Will you have made good investment decisions that will allow you to enjoy your years in retirement to the fullest? What else can you do to really capitalise on what you have? One option that is there at our fingertips is to capitalise on the [...]

Are you planning on renovating?

2024-02-22T10:29:39+10:00February 14th, 2024|Construction loan|

There’s just one question you need to ask before you even start planning. Are you renovating to turn your home into a dream home for you or for someone else? It’s a pretty different renovation if it’s for yourself versus someone else. If it’s for you, then you need to think about your time frame of living there and the transformations that your life [...]

How do you make a dream a reality?

2024-02-07T09:55:22+10:00February 7th, 2024|First home buyer|

When your dream is really big - like buying your first home - that’s a hard one because there are a couple of key elements: you have to make sure you’re committed to the end result otherwise your motivation will die out you need to make sure that you don’t deny yourself of everything while you’re saving otherwise you will become resentful you need [...]

The risks of buying property with a friend

2024-01-29T09:05:22+10:00January 29th, 2024|First home buyer|

Buying a property with a friend is a great way to pool resources and get your foot in the market. But it doesn't come without risk. I always recommend that if you're really keen to pursue this avenue, then sit down and have a long discussion. Talk about the hard stuff. What if one of you loses your job? Or is offered an amazing [...]

Impossible? Never

2024-01-24T08:04:57+10:00January 24th, 2024|Tips|

What's your relationship like with the word "impossible"? Mine isn't good. It actually evokes feelings of competitiveness and disdain. It's definitely a trigger. How dare anyone tell me that something is impossible! I can do anything I set my mind to! So my blood was boiling this week when I came across an article with headlines "Now Impossible for Young People to Buy a [...]

Christmas prep

2023-12-13T07:22:14+10:00December 13th, 2023|lifestyle|

I’m a real list girl and there’s no better time for lists than Christmas. I’ve just written my list to prepare our home for the onslaught of Christmas and school holidays with 4 boys in the house, so thought I’d share it with you. Clean out the fridge, because that thing is going to be pumping over the next 6 weeks. Get rid of [...]

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