justine

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So far justine has created 334 blog entries.

Motivation – how do you build it?

2026-01-14T10:22:50+10:00January 14th, 2026|Leverage|

Motivation isn’t something you “find.”It’s something you build. If you’ve been riding the rollercoaster lately, you’re not alone. Every founder goes through seasons where the spark fades, pressure rises, and momentum feels harder to maintain. The good news? Motivation becomes far more reliable when you treat it like a system—not a feeling. Here’s what actually helps: 🔹 Reconnect with your “why.”When your purpose is [...]

New Year, New Financial Goals

2026-01-07T10:23:07+10:00January 7th, 2026|Leverage|

A new year brings a fresh start—and the perfect opportunity to set financial goals that truly move you forward. If 2026 is the year you want your money working smarter (not harder), good planning and informed decisions can make all the difference. Whether you’re focused on building wealth, reducing debt, or creating more breathing room in your budget, setting financial goals is key. For [...]

The Rejection that Changed Everything

2025-12-17T09:29:51+10:00December 17th, 2025|Leverage|

It’s funny how we find the motivation to chase our goals, isn’t it? For me, it was rejection. I’d finally turned around my reckless spending habits, saved what I believed was a solid house deposit, and proudly booked an appointment with my bank. I was ready to become a proper adult—with responsibilities, not just a fabulous handbag and watch collection and a passport full of stamps. [...]

When it comes to motivation, are you chasing the carrot or the stick?

2025-12-10T13:19:15+10:00December 10th, 2025|Leverage|

Entrepreneurs—what really drives you?Do you chase the carrot… or avoid the stick? Some days motivation feels effortless. Other days, even the simplest task feels like pushing a boulder uphill. If you’ve been in the game long enough, you know motivation isn’t a constant—it’s a strategy. For some, it’s the carrot:✨ The vision✨ The freedom✨ The next milestone✨ The life you’re building For others, it’s [...]

How do you discover what you really want?

2025-12-03T09:19:32+10:00December 3rd, 2025|Leverage|

Motivation isn’t just about pushing harder — it starts with clarity. And clarity isn’t always loud or obvious. Sometimes it’s a quiet nudge, a persistent thought, or the thing you keep circling back to when life goes quiet. If you’re unsure what you want, try this: 1. Notice what energises you.What tasks make you lose track of time? What conversations light you up? Energy [...]

The Risk of Changing Nothing

2025-11-26T09:43:29+10:00November 26th, 2025|Leverage|

As women in business, we’re often taught to minimise risk — play it safe, stay in control, avoid the unknown. But here’s the truth many entrepreneurs learn the hard way: changing nothing is often the biggest risk of all. Staying exactly where you are might feel comfortable, but comfort can quietly cap your growth. Markets shift. Clients evolve. New opportunities emerge. And while you’re [...]

And the winner is…Caroline Jean-Baptiste, Women in Finance Thought Leader 2025

2025-11-19T11:57:20+10:00November 19th, 2025|Leverage|

I'm still feeling incredibly grateful after the weekend 💛 I’m proud (and honestly a little blown away) to have received the Thought Leader Award at the MFAA Women in Finance Awards. To be recognised alongside so many inspiring women in our industry is something I’ll carry with me for a long time. What means the most is the why behind it — the [...]

Money is a tool, not a trap

2025-11-14T09:44:00+10:00November 14th, 2025|Leverage|

Sometimes the biggest shift we can make isn’t in our bank balance — it’s in our mindset. 💡 “Stop playing small. Money is a tool, not a trap.” Too many people hold themselves back because they see money as something to fear, protect, or tiptoe around. But the moment you start seeing it as a lever — something that can build, grow, and unlock [...]

The Smart Way to Borrow When You’re Your Own Boss

2025-11-12T10:39:09+10:00November 12th, 2025|Leverage|

If you’re self-employed in Brisbane, you already know what it means to back yourself. But when it comes to buying property, traditional lenders often make it harder for business owners who don’t fit the neat “payslip” mould. The good news? You’ve got options. Low-Doc and Alt-Doc Loans let you prove income with BAS, bank statements or an accountant’s letter instead of two full tax [...]

Isn’t debt risky?

2025-11-04T07:46:10+10:00November 4th, 2025|Leverage|

Isn’t Debt Risky? Only if it’s dumb debt. Smart debt fuels assets and growth. Most of the time, “debt” gets a bad rap. Some people hear the word and instantly picture sleepless nights and credit card statements. But not all debt is created equal. The key is knowing the difference between dumb debt and smart debt. Dumb debt is borrowing for things that lose [...]

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