About justine

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So far justine has created 168 blog entries.

Mortgages aren’t a “set and forget” type of thing!

2022-04-25T16:30:40+10:00April 20th, 2022|Refinance|

For many people, a mortgage is a "set and forget" type of thing. If that's you, now is the time to change! Getting a mortgage sometimes feels like you're running a half marathon. If you're doing it against the clock, it's like running that half marathon at a sprint. It can be hard work. You have to find all those payslips, bank statements, supporting [...]

The power of the word “yet”

2022-04-13T09:16:13+10:00April 13th, 2022|First home buyer|

One of my favourite words in the world is "yet". Adding it to the end of a sentence is so powerful and totally changes your mindset. I can't do it... yet. I don't have enough money... yet. I don't have the skills... yet. I'm not fit enough... yet. I don't have time... yet. I'm not ready... yet. That tiny little three letter word opens [...]

Are you suffering from information overload?

2022-04-06T09:22:03+10:00April 6th, 2022|First home buyer|

When you’re planning to buy a home or investment property there is often a very real problem of information overload. You mention your plan to a few people and then the “property buying experts” come out of the woodwork, all offering their well intentioned advice. Some may have good valuable advice. Some might have gloom and doom, some might be outdated or simply wrong. [...]

The importance of goals

2022-04-06T10:58:08+10:00March 30th, 2022|First home buyer|

Anytime I've ever wanted to change anything in my life, I've needed a goal to drive me and keep me motivated. One of my first grand plans was to buy a property. Actually, not just one. I pictured myself as a property mogul and imagined owning a dozen properties. I subscribed to Australian Property Investor magazine and each month saw another 20-something year old [...]

Changes to the property market 2020-2022

2022-03-23T08:46:14+10:00March 23rd, 2022|Property Market|

The Australian property market has seen massive changes over the past two years. The greatest of which was the record rise in housing values. According to Australia's leading property researcher, CoreLogic, housing values rose 24.6% between the end of March 2020 and February 2022. This is great news for those who already own property, but not so great for first home buyers or those [...]

What to do when it all gets a little overwhelming

2022-03-16T09:29:03+10:00March 16th, 2022|lifestyle|

I'm talking to a lot of people who feel that they're back in a state of overwhelm. There is just so much going on at home and in the rest of the world that is so worrying and it's sometimes hard to not feel the impact. It's also sometimes hard to complain about the little things when there's so much big stuff going on. [...]

Empowering women to take control of their money and mortgage

2022-03-16T12:47:59+10:00March 9th, 2022|Money management|

As a woman on a mission to empower women to take control of their money and mortgage so they can build a financially fantastic future, International Women's Day is really a day to celebrate. It's a day to look at how far we've come and also to think about how far we have left to go. As a whole, we're in a much better [...]

What do you do when you’re feeling helpless?

2022-03-02T11:56:29+10:00March 2nd, 2022|lifestyle|

It’s not a feeling I’m used to. I have a plan. It works within my strategy. I have a solution. I have the ability and dexterity to think outside the square and come up with options. I also usually have a plan b. I make things happen and it’s a skill/trait I have that I’m really proud of. People depend on me for it! [...]

Has your ideal home location changed?

2022-02-28T17:12:12+10:00February 23rd, 2022|Next home|

Since Covid hit and brought with it the opening up of options to work from home and the realignment of many of our values, Aussies are having a love affair with regional areas. And I totally get it! CoreLogic’s quarterly Regional Market Update shows Australia’s 25 largest non-capital city regions continued to achieve unprecedented increases in value. Over the 12 months to January 2022, [...]

Where is your focus? Earning or spending?

2022-02-16T20:21:51+10:00February 16th, 2022|Money management|

One of the biggest misperceptions that we have is that the more we earn, the more we’ll have. Sadly, this isn’t always right and it ends up being “the more we earn, the more we spend”. It’s a little trick that our mind often plays on us that when we have “extra”, we can afford it, or you can reward yourself for working harder [...]


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