justine

About justine

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So far justine has created 363 blog entries.

What does the Federal Budget mean to first home buyers, home owners and investors?

2026-05-13T10:46:17+10:00May 13th, 2026|Tips|

Last night’s Federal Budget reinforced the government’s focus on housing affordability, with a clear emphasis on supporting first-home buyers and increasing housing supply, rather than introducing major tax reforms. For first-home buyers, the Budget builds on existing initiatives such as the First Home Guarantee and proposed shared equity schemes, aimed at helping more Australians enter the market with lower deposits. Increased investment in housing [...]

What can you do when interest rates rise?

2026-05-06T10:08:30+10:00May 6th, 2026|Home loan|

Interest rate rises don’t just impact your mortgage, they affect your confidence, your cashflow, and how in control you feel financially. The good news? You’re not powerless. When rates increase, most people do nothing and absorb the hit. But small, strategic moves can make a meaningful difference. Start with your structure. Is your loan still competitive? Are you on the right product? Even a [...]

What it means to you to work with a Thought Leader

2026-04-29T09:46:40+10:00April 29th, 2026|Home loan|

For my clients, working with a Thought Leader of the Year shouldn’t just feel like a nice headline — it should feel different in practice. What I aim to bring to the table is perspective. Not just access to lenders or competitive rates, but a deeper level of thinking around your financial position. That means looking beyond the immediate transaction and helping you understand [...]

What does it mean to be to be considered a Thought Leader?

2026-04-22T11:00:53+10:00April 22nd, 2026|Home loan|

Being named Thought Leader of the Year at the Women in Finance Awards is incredibly meaningful to me — not because of the title itself, but because of what it represents. To me, thought leadership isn’t about having all the answers. It’s about asking better questions. It’s about staying curious, challenging assumptions, and continuously learning so I can better guide the people who trust [...]

Saving a deposit feels impossible

2026-04-15T10:36:18+10:00April 15th, 2026|lifestyle|

For many people, saving a deposit for their first home feels like a never-ending cycle. You’re working hard, putting money aside where you can, but between rising living costs and property prices, it can feel like the goalposts keep moving further away. What’s often missing isn’t effort — it’s options. A knowledgeable mortgage broker can help you understand what’s actually required in your situation [...]

A fresh financial reset for the year ahead

2026-04-10T09:32:22+10:00April 10th, 2026|Refinance|

There’s no denying the economic noise right now — rising costs, job uncertainty, and the pressure of keeping up with repayments can all start to feel a bit too close for comfort. If you’ve been thinking about how to protect yourself for the year ahead, you’re not alone. The good news is: you don’t have to wait for things to get tough before taking [...]

Not knowing how much you can borrow

2026-04-08T10:19:12+10:00April 8th, 2026|First home buyer|

One of the biggest reasons people delay entering the property market is simple — they don’t actually know what they can do. They don't know how much they can borrow, how much deposit they will need, what their "big picture" is, or how to make it all happen. So they guess. They assume. They wait for a “better time” or until they feel more [...]

Feeling the pressure at the pump?

2026-04-01T09:46:28+10:00April 1st, 2026|Asset finance|

Feeling the pressure at the pump? You’re not alone. With fuel prices continuing to fluctuate — and ongoing supply concerns — what used to be a routine weekly expense is now putting real pressure on household cash flow. It’s why more people are starting to rethink their reliance on petrol and diesel. Electric and hybrid vehicles are becoming a practical alternative — not just [...]

More Than a Loan: How a Mortgage Broker Solves Real Financial Problems

2026-03-30T13:47:07+10:00March 30th, 2026|Home loan|

Most people think a mortgage broker helps you “get a loan.” But that’s only part of the story. The real value lies in solving the problems that hold people back financially — often without them even realising it. It might be paying too much interest, feeling stuck with multiple debts, or not knowing how to move forward with investing. For others, it’s navigating complex [...]

How can you use leverage to move forward strategically?

2026-03-25T10:18:54+10:00March 25th, 2026|Leverage|

The biggest lesson I’ve learned from successful entrepreneurs?They don’t just work harder — they use leverage better. Leverage isn’t just about money. It’s about using the right tools, people and strategies to create outcomes that would be hard to achieve alone. In business, that might look like: • Hiring the right people• Building systems that scale• Delegating instead of doing everything yourself In [...]

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