As a woman on a mission to empower women to take control of their money and mortgage so they can build a financially fantastic future, International Women's Day is really a day to celebrate. It's a day to look at how far we've come and also to think about how far we have left to go. As a whole, we're in a much better [...]
One of the biggest misperceptions that we have is that the more we earn, the more we’ll have. Sadly, this isn’t always right and it ends up being “the more we earn, the more we spend”. It’s a little trick that our mind often plays on us that when we have “extra”, we can afford it, or you can reward yourself for working harder [...]
Money in relationships can be a maker or breaker. It can be a real challenge when long held beliefs around money creep into a relationship. As a couple you may have invested a lot of time and effort into making the money side of the relationship work. It can become difficult when your values are not aligned. When one of you lives in the [...]
Have you written your Christmas budget yet? If you haven’t, now is the time to start! It’s such an easy time to overspend which then puts a whole dampener on it afterwards when you find yourself with a credit card balance you can’t pay off or struggling with cashflow for months to come. My tips: Write a list of Christmas gifts you need to [...]
We all know that having a plan is a better way to achieve success than just winging it, and this is especially true of a financial plan. Whether you're just starting your career, midway through, or heading towards retirement, it's important to have a well thought-out financial path to follow so you know where you're heading, what you're working towards and the steps needed [...]
Do you have a “fun money” allocation in your budget? In my experience, this is the secret to successful budgeting. Fun money is an amount allocated every month to nothing - or anything - with no accounting for it. You can spend it on whatever your heart desires without guilt or explanation. You can save it for a few months and buy something ridiculously [...]
We all have routines, but sometimes they work for us and sometimes against us. I’ve got a couple that I love that really serve me well. The first is about managing my start and end of day at work. I start with a 5-10 minute stand up meeting with my team so we can all check in and be aware of any priorities for [...]
Do you have savings goals? Like all goals, they're so important to keep you on track, focussed and working towards something. And the best part about goals is that you get to celebrate when you achieve both the goals and the milestones along the way! If you have a plan to buy or renovate your house, upgrade appliances, take a holiday, buy a new [...]
We all have financial challenges - or have had them. But how do we manage them? My first major financial challenge was to stop spending every cent I earned. I felt that I’d worked hard so I deserved to spoil myself and some things were just too hard to resist! Thankfully this didn’t lead to credit card debt - just a continuing zero bank [...]
The last 10-11 months have been different - to say the least. Many of us have adjusted to working from home, not working at all or being chaotically busy at work. Parents have had to figure out how to home school, entertain their kids and keep them mentally and physically fit without playdates, sport and so many of the activities that are a normal [...]
