“Self-employed? It’s not as hard as you think”
Problem: Self-employed borrowers struggling to get approved
“I’ve been told I need 2 years of financials.”
“My income is strong but inconsistent.”
“My accountant minimises my tax—now I can’t borrow.”
Sound familiar?
Traditional banks don’t always understand self-employed income.
Solution:
A good broker knows that lenders do.
We:
✔ Work with lenders who accept alternative income verification
✔ Use add-backs and cash flow analysis
✔ Structure your application to reflect your real earning capacity
There are lenders who specialise in:
- Business owners
- Contractors
- Sole traders
You just need to know where to look.
If you’re self-employed and unsure what you can borrow, reach out—I’ll give you a realistic picture.