If you’ve taken on the challenge to improve your money management, you will notice that it takes a while to change old habits. It might feel like sometimes you’re taking two steps forward and one backwards. As long as you keep your focus on your goal rather than your slip-ups, you will get there. Hopefully, you should be starting the shift from “mindless” money [...]
Technology has brought us so many great things but has it done us any favours when it comes to money management? My answer is yes and no. Yes because it makes it so easy to pay bills, transfer funds, set up direct debits, automate payments etc. No because of the exact same reasons. It's too easy to spend. All you need to do it [...]
With all that's going on in the world and at home right now, I think one aspect that is really being highlighted is how resilient we are - or aren't. Do we have enough flexibility in our lives to make changes and carry on without too much upheaval? Do we have enough savings in reserve to manage a loss or decrease in income for [...]
For us "nerds" working in finance, 1st July is an exciting time. It's a fresh new start - another chance to set your financial goals and work towards achieving them. We can also reflect on the past year, see what we did well and what we can do better. This is relevant for both your financial business goals as well as your personal goals. [...]
They say a man is not an island, but neither is a woman! However, when it comes to money, many of us feel like we're stranded all alone on a desert island with no one to talk to. Talking about money is hard and it's usually shrouded in fear of how you'll be judged. You might be judged as wasteful if you earn too [...]
We've seen that the first steps to becoming a kickass money master are: Motivation Owning your Now Negotiating Your next step is to evolve your habits and there are a few things you need to make that happen. Two of them that work hand-in-hand are structure and systems. These can be: Your spending plan Your automatic payments for bills Different bank accounts for essentials, [...]
If you've taken on the challenge to improve your money management, you will notice that it takes a while to change old habits. It might feel like sometimes you're taking two steps forward and one backwards. As long as you keep your focus on your goal rather than your slip-ups, you will get there. Hopefully, you should be starting the shift from "mindless" money [...]
Let it go is more than a song title that I'm sure we've all heard too many times... It's also a major step in moving forward. When relating this to becoming a kickass money master, the first part of this step is to "own your now". You need to figure out exactly where you are financially right now. No matter how bad! If you're [...]
There is something so amazing about watching someone crushing it. Someone doing something so well that it just leaves you in awe and inspired to go out and do something great yourself. It’s even better when it’s one of your mates who is doing it – and even better again if it’s you doing it! So who, in your world, is doing something amazing? [...]
Right now it's a perfect time to be watching what you're spending and reducing costs where you can So here are my top tips to start cutting costs. If you have credit card debt, ring your credit card provider and make sure you're on the cheapest option possible. Right now, having a low interest rate may be more important than accruing frequent flyer points. [...]
