It’s interesting to think about all the things we learn from our families. The traditions that are passed on. The values, the beliefs, the patterns and the habits.

At Christmas time, we see them all. It’s almost like there is a spotlight shining on our family traditions for all to see. When do you put up your tree? Do you decorate the front of your home too? Who do you buy gifts for? How much do you spend on gifts? Do you volunteer to help those in need or put gifts under a giving tree?

It’s good to think about what’s been passed on and decide whether it serves you and if you want to continue doing things as they’ve always been done or if you want to try something new.

This also relates to your relationship with money. Some families have a mindset of never having enough. Some spend what they earn as they earn it. Some prefer to save as much as possible. Some have a good balance and know the importance of a spending and saving plan.

Again, take a look at the value you place on money, spending and saving that you’ve inherited and, if it’s serving you, keep it up. If not, now is a great time to make changes.

What traditions/mindsets have you inherited that you’re ready to change?