To many people, this is just a date on the calendar. A day to give your kids a pinch and a punch for the first of the month - unless they beat you to it. But it’s also a great time to set financial goals. What do you want to achieve this financial year? Do you have goals, targets, a plan, a spending and [...]
I subscribe to a US based investment adviser, specifically designed for women, and they’ve just posted an interesting article quoting research from US Ivy League Universities, Penn and Princeton, that proves that there is a very strong correlation between more money and happiness. It doesn’t literally buy the feeling of being happy but it does have the ability to seriously influence our overall [...]
OK, I'm calling it. It's time to get over the guilt! Why, particularly as women, are beating ourselves up for spending money? Whether it's on a night out, a new outfit or a pair of shoes or a few too many drinks on a Friday night, we need to be able to spend the money we earn. And we need to get over the [...]
With all the talk of the rental crisis in most of the capital cities across the country, there is an increasing interest in investing in property. It makes sense, right. In many areas, rental demand is sky high, yield is through the roof, vacancies are at an all time low and prices are good. If this has caught your interest, my number one piece [...]
The end of financial year is coming in fast, and that probably means one of two things to you. EOFY Sale or Time to get things in order for the tax man. If you’re thinking sales, then just remember that it’s only a bargain if it’s something you actually need and will use or wear. Don’t fall into the temptation trap and get blinded [...]
Last weekend I took my team to Hamilton Island for two nights of R&R, team building, bonding and fun. Every day, Monday to Friday, 9am-ish to 5pm-ish, we’re together, working. Achieving our goals, aiming to surpass our customer’s expectations, beating deadlines, figuring out solutions, learning, growing and trying to do better. It’s been an incredibly tough environment for the past few years but despite [...]
Lots of us are feeling the interest rate pinch and after such a long period of incredibly low rates on our mortgage, it’s not a nice feeling to be paying so much more that we’re used to. Even if we are able to negotiate a better rate for you, the rate will still be significantly higher than it was a year ago. So we [...]
When is the right time to buy property? This is one of the questions I am asked most often, but there is no secret formula that can give you a definitive answer. We don’t know when the market is going to turn, we don’t know when property demand and supply will be optimally balanced in your favour, we don’t know when your dream home [...]
As a mortgage broker, my aim is to help people buy their dream home or investment property without getting under too much financial pressure. I want to help people see the possibilities and the steps needed to get into their first property, their next property, or even the steps towards building an investment portfolio. I want to give my clients direction and motivation rather [...]
Last week I celebrated a significant milestone birthday. And I celebrated well! During the cutting of the cake I had many calls for “make a wish”, and it had me stumped for a moment because I truly couldn’t think of anything to wish for. I realised that I had everything in life that I could wish for. I have a beautiful partner and [...]
