If you’re self-employed in Brisbane, you already know what it means to back yourself. But when it comes to buying property, traditional lenders often make it harder for business owners who don’t fit the neat “payslip” mould. The good news? You’ve got options. Low-Doc and Alt-Doc Loans let you prove income with BAS, bank statements or an accountant’s letter instead of two full tax [...]
Isn’t Debt Risky? Only if it’s dumb debt. Smart debt fuels assets and growth. Most of the time, “debt” gets a bad rap. Some people hear the word and instantly picture sleepless nights and credit card statements. But not all debt is created equal. The key is knowing the difference between dumb debt and smart debt. Dumb debt is borrowing for things that lose [...]
Working remotely while raising your family sounds ideal — rolling out of bed, skipping the commute, and being there for school drop-offs or a midday hug. But in reality, it can quickly blur the lines between working from home and living at work. The key to keeping your sanity (and your relationships intact) is setting clear boundaries and rhythms that work for your household. [...]
Working from home sounds like the dream—no commute, no dress code, and coffee that doesn’t cost $6 a cup. But if your “office” is the couch, the bed, or the kitchen table, you’ll quickly realise it’s not exactly the most productive or healthy setup. The key is to create a space that tells your brain, this is where I get stuff done, while also [...]
In business, the smartest moves often start small. Too many people wait for the “big break” or the perfect moment, but the truth is, momentum comes from leveraging the little things consistently until they snowball into something much larger. One happy customer leads to a referral, which leads to another client, and before you know it, you’ve built a network that marketing dollars alone [...]
As a business owner, what are you talking about with your peers? In so many of the business circles I’ve been part of, whether they’re masterminds, meetups or long chats over coffee, the conversations usually revolve around sales, marketing, people and culture, the headaches of juggling family commitments, or the next professional development workshop. What rarely gets airtime? Finance, cashflow, money, borrowing and using [...]
Isn’t it great when your fave cafes are right next door to your office! As a small business owner, I love to feel part of the community in which I work. I like to know the locals and I like for them to know me. I want to give them my business and recommend them to my friends and colleagues. I want them to [...]
I was talking to a friend recently who had just moved from inner city Sydney to the Gold Coast of Queensland. He is quite a regimented, routine kind of guy. He gets up early (5am), meditates, goes for a walk, grabs a coffee, gets to work early, works hard all day, goes to the gym, goes home, has dinner, watches a bit TV or [...]
Do you want to reduce your environmental footprint and save money? Here are my tips for doing both at the same time without leaving home! 1. What’s your air conditioning doing? This is usually a big user of power and we’re used to having it set at 22°C or lower on a hot day. But, apparently, for every degree below 25 it increases your [...]
Do you have spaces in your home that make you feel immediately relaxed? Or energised and ready to get to work or exercise? It’s important to create a home that supports our intention, personality and lifestyle. A bedroom and bathroom that are relaxing. An office that is inspiring. A kitchen that motivates you to cook healthy meals. A dining area that’s comfortable to sit [...]
