So many women that I speak with are afraid that they will never be able to afford the dream home in their dream suburb. They worry that they’ll never be able to get a loan. And they don’t know how they’ll ever be able to save a big enough deposit. I even thought that I would never own a home myself, so I know [...]
For us "nerds" working in finance, 1st July is an exciting time. It's a fresh new start - another chance to set your financial goals and work towards achieving them. We can also reflect on the past year, see what we did well and what we can do better. This is relevant for both your financial business goals as well as your personal goals. [...]
The early bird catches the worm and the prepared buyer gets the property. It’s not always as cut and dried as that, but if you turn up to an auction or a real estate agent’s office ready to bid or negotiate, with your finance pre-approved, then you’re in a much better position than someone without pre-approved finance. There are a few “must do” things [...]
Research is so vitally important when you're buying a house for three reasons: You want to make sure you're buying in an area you want to live, You're likely to benefit from increasing property values, and To gain an indication of a properties value so that you know what is a fair price to pay. Let's start with number 1. It's important to think about [...]
Have you been thinking about renovating or building a new home? Now is a great time to talk to me about your options. The Federal Government has just announced the $680 million HomeBuilder program that makes available $25,000 grants to help build or substantially renovate your home. How does it work? It’s only available for contracts signed between 4 June 2020 and 31 December [...]
For first home buyers, there are some seriously good government incentives that can help you make your home ownership dreams a reality. These include: First Home Loan Deposit Scheme First Home Super Savers Scheme HomeBuilders’ Grant First Home Owners’ Grant Transfer Duty (Stamp Duty) Concessions and Exemptions What is the First Home Loan Deposit Scheme? The federal government’s scheme is designed to allow easier [...]
It’s not always as cut and dried as that, but if you turn up to an auction or a real estate agent’s office ready to bid or negotiate, with your finance pre-approved, then you’re in a much better position than someone without pre-approved finance. There are a few “must do” things before you start negotiations or set your auction budget. The first is to [...]
They say a man is not an island, but neither is a woman! However, when it comes to money, many of us feel like we're stranded all alone on a desert island with no one to talk to. Talking about money is hard and it's usually shrouded in fear of how you'll be judged. You might be judged as wasteful if you earn too [...]
We've seen that the first steps to becoming a kickass money master are: Motivation Owning your Now Negotiating Your next step is to evolve your habits and there are a few things you need to make that happen. Two of them that work hand-in-hand are structure and systems. These can be: Your spending plan Your automatic payments for bills Different bank accounts for essentials, [...]
If you've taken on the challenge to improve your money management, you will notice that it takes a while to change old habits. It might feel like sometimes you're taking two steps forward and one backwards. As long as you keep your focus on your goal rather than your slip-ups, you will get there. Hopefully, you should be starting the shift from "mindless" money [...]
