I meet a lot of people who are having trouble saving money. My first question to them is "Where is your focus? Earning or spending?" One of the biggest misperceptions that we have is that the more we earn, the more we’ll have. Sadly, this isn’t always right and it ends up being “the more we earn, the more we spend”. It’s a little [...]
The spring/summer real estate sales season has arrived and if you’re in the market to buy or sell, we’ve got some great tips for you. If you’re selling, there are a couple of things that are non-negotiables if you want to get the best sale price: De-clutter and de-personalise your home. Look at it from a stranger’s point of view and remove, clean up, [...]
Can you answer “yes” to any of the following statements? 1. You’ve owned your home for a while and have built equity in it. 2. You earn a good wage and are looking for ways to minimise your tax. 3. You’re thinking about wealth creation strategies. 4. You can’t quite afford to buy your dream home but are keen to get your foot on [...]
This is a tough question because there are all kinds of variables that you could look into for the area you’re planning on buying into - but we’ll leave those aside for now and look at when is the wrong time for YOU. When your life is unstable. You may be just coming out of a long term relationship (or thinking you should get [...]
When you’re ready! If you’re preparing for your first dip into home ownership, the last thing you want to do is overanalyse. Chances are that you know: Where you want to live How much money you can borrow. If the two work together, as in you can afford to buy in the area you want to live, BINGO! Get out looking at open homes, [...]
Want to get real with your finances in 30 days? Here’s how I did it. I knew something had to change if I was going to pay off my mortgage so we could have the freedom of being debt free. That change needed to start with me. So here’s what I did! For 30 days straight I wrote down every single dollar I spent. [...]
Taking personal responsibility for your outcomes is such a big thing in my opinion. It allows you to totally own your victories as well as your mistakes - or opportunities for learning, as I prefer to call them. So why is it such a big deal and why do so many people avoid it? Whether it's the state of your career, your bank balance, [...]
As a business owner one of the things I invest in is my company's culture. I invest time, energy and money into making sure we have a positive, caring, supportive workplace where my team can excel, my business can grow and my clients receive excellent service - every time. This isn't something that happened overnight and it's definitely not something I can "set and [...]
Money management is always a thing when you're trying to arrange finance or save for something special, so I thought I'd share my top 5 money hacks: Meal planning - figuring out your week of meals and making one trip to the supermarket instead of multiple will always save you money. It also saves time and mind power by not having to think about [...]
It might be something as simple (and necessary) as going to the gym or for a long walk, getting a massage, practising meditation or locking yourself away with a good book for an hour. It might be something as indulgent as a trip to a health retreat or a weekend away with your best mates. Whatever it is, I'm here to remind you (and [...]
