That's a question we're asked all too often and the answer is always the same at its most simple form. If it's a good time for you to buy property, then it's a good time to buy. There will always be exceptions and factors to take into consideration - such as the economy and the property market - but it really all comes down [...]
Buying your first home is a pretty exciting milestone in life. It’s usually something you’ve saved for and worked towards for ages - sometimes years! You’ve often made sacrifices to cut back on your spending, go on fewer holidays, skip expensive nights out. You’ve had a goal and a purpose and you’re now at the point where you have a deposit saved that will buy [...]
When buying a home, you tend to face three main problems, so let’s tackle them head on! Information overload There is so much information coming from every direction. If you do a search online, everyone from real estate agents to banks and brokers to bloggers will be offering advice. Parents who haven’t borrowed money since the 1990s will be telling their children what they [...]
When you’re saving to buy a home, there are two things that I believe are essential to your success: goals mindset Having clarity in what you want is important in achieving your goal. Spend some time working out exactly what it is and then do what’s required to make it happen. Figure out what keeps you motivated and then put the framework in place [...]
How good are you at making them? How good are you at making sure those decisions are aligned with your goals? If you have a goal to buy a house or an investment property or save for a post COVID holiday or a new car or anything, what decisions are you making today that will impact your ability to reach your goal? If you're [...]
There’s one major reason against buying your own home and that is a four-letter word: FEAR This fear can manifest in a number of ways: 1. Afraid you’ll have to change your lifestyle to save for a deposit Well you will, but you can still enjoy life. Property prices may be higher these days, which means that home loans will be higher, but just [...]
Buying a home is almost like a rite of passage. It's a goal that so many of us want to achieve. Sometimes it's because it's just something that you've always had in your life plan - that you'll grow up, buy a home, get married, have kids - in whatever order or way works for you. Sometimes it because we're driven to pursue security [...]
Besides finding the perfect property to buy, another big and important decision you need to make is the type of loan you want and the features you need. I'll give you a brief overview of the most popular options: Variable Standard variable loans are the most popular home loan in Australia. Interest rates go up or down over the life of the loan depending on [...]
So many women that I speak with are afraid that they will never be able to afford the dream home in their dream suburb. They worry that they’ll never be able to get a loan. And they don’t know how they’ll ever be able to save a big enough deposit. I even thought that I would never own a home myself, so I know [...]
Research is so vitally important when you're buying a house for three reasons: You want to make sure you're buying in an area you want to live, You're likely to benefit from increasing property values, and To gain an indication of a properties value so that you know what is a fair price to pay. Let's start with number 1. It's important to think about [...]
