Just like every other time of year, you need to have a budget for Christmas shopping. Probably even more so than every other time of year! It's the number one time for spending blowouts - so go in prepared. Who are you buying for? What's your budget for each gift? If you're watching what you spend, could you suggest a Secret Santa to your [...]
From my experience, you're usually firmly in one of four places when it comes to Christmas decorating: Like you've just stepped out of an American movie where more is more - and even more is even better. You start buying your decorations on Boxing Day and start getting the lights untangled in early November. Your house puts a strain on the power grid but [...]
If you feel like buying a house is similar to climbing Everest - on a snowy day - then you're not alone. But don't give up hope. There are some things you can do that will help you buy that house without giving up your lifestyle completely! Strategy 1: Rein in your spending This is a bit of a no-brainer, but it's also often [...]
Some people think that it’s easier to get a mortgage through their own bank. They know them, that’s where their bank accounts and credit cards are, so it just makes sense and should be easy, right? WRONG! There are some things that your bank will probably never tell you: They have a limited number of home loan options available to offer you and they’re [...]
Owning a home is like Nirvana to some of us. It’s the goal we’ve been working towards, the ideal that we something didn’t think we’d ever achieve. It’s bliss! But is it really? It’s a roof over our head, somewhere to keep our belongings and a place that seems to need constant cleaning… It’s also a place to create memories, build relationships, grow [...]
When we’re buying a new home we’re so focussed on the process of buying it that sometimes we forgot about what we have to do once it’s ours. So here is a list we’ve compiled from our clients’ tips and tricks. #1 Set up your utilities This is a great thing to do during the lead up to settlement. Get your electricity, gas, [...]
When you're buying a property, there's a lot to consider - besides where you're going to get your finance! Here is a great list of 20 important things to look for when you're buying a property - whether it's an investment property or your next home. Read The List here Of course, we can take care of all your financial needs. Caroline Jean-Baptiste
