I was watching an interview on the weekend with an incredibly charismatic 76 year old woman from New York. She shared many gems and little nuggets of wisdom during the 45 minutes we had together, but one really stuck with me. She said, “Every morning when you wake up, you have a decision to make. Are you going to be your own best [...]
We're a month into the new year already and I want to check in to see if you're achieving your goals. New Years Resolutions are almost a thing of the past. But setting goals, creating action plans and celebrating milestones are, in my opinion, a necessary part of life and success. Do you have goals? Are they in your head? Written in your "magic [...]
Should you buy or should you wait? Will property values drop? Will interest rates continue to rise? These are some of the questions running through the minds of property buyers right now. The reality is that we don’t have a crystal ball so we don’t know the answers. Yes, values may drop a little and rates may continue to rise a couple more times [...]
For so many of us, Christmas is a beautiful time of year to spend with loved ones. If we have young kids, there’s the whole excitement of Santa Claus and all the joy and excitement he brings. If we have teenagers, it’s the challenge of getting them out of bed and smiling before noon (truly a Christmas miracle if both of these things occur [...]
If it is, we need to talk! Whether this is the first property you’re going to buy or your next property now that you have your home, or if you’re on your way to building an investment property portfolio, there are some things you can do now to set yourself up for the future. Those things include: Making yourself look good to the lenders. [...]
Another year is coming to an end and they just seem to be flying by faster and faster! Do you feel the same? For me, I think it's a great reminder to make every day count. Whether it's a day at work, a day with family, friends or on my own, I want to get the most out of every day. But I don't [...]
So you’ve bought a home but it’s not quite your dream home yet as it needs some work. Where do you start? There are two schools of thought here: The worst room that is either unliveable or unbearable. Or The room that you’ll be spending the most time in. Where ever you decide to start, make sure you have the whole house in mind [...]
This is a tricky thing to estimate at the moment with sale prices fluctuating as much as they are and so much uncertainty in the market. And this doesn’t help much if you’re about to go to auction or place an offer on a home that you’ve fallen in love with. The key, as always, is research! Find comparable properties in the same neighbourhood [...]
Now is a great time to really take control of your money. With the current inflation rate, Christmas and holidays almost on our doorstep, if you don’t manage your spending, it will be really easy to end up in a hole financially. So here is what has worked for me in the past: Gifts Write a list of all the people you want to [...]
If you have a mortgage, you're going to well and truly be feeling the impact of these interest rate rises that we're currently experiencing. But if you don't have a mortgage and you're hoping to buy soon or if you're planning to upgrade your home and increase your mortgage, the rising interest rate will have an impact on your borrowing capacity that you [...]
