Buying a property with a friend is a great way to pool resources and get your foot in the market. But it doesn't come without risk. I always recommend that if you're really keen to pursue this avenue, then sit down and have a long discussion. Talk about the hard stuff. What if one of you loses your job? Or is offered an amazing [...]
What's your relationship like with the word "impossible"? Mine isn't good. It actually evokes feelings of competitiveness and disdain. It's definitely a trigger. How dare anyone tell me that something is impossible! I can do anything I set my mind to! So my blood was boiling this week when I came across an article with headlines "Now Impossible for Young People to Buy a [...]
I’m a real list girl and there’s no better time for lists than Christmas. I’ve just written my list to prepare our home for the onslaught of Christmas and school holidays with 4 boys in the house, so thought I’d share it with you. Clean out the fridge, because that thing is going to be pumping over the next 6 weeks. Get rid of [...]
We're fast approaching that time of year again. The time for parties, celebrations, catching up with family and friends, or missing family and friends if you can't be with them. It's a time of year to be kind to each other. We're all busy, stressed and this year many of us will be feeling the financial pinch. Maybe this might be a good year [...]
This time of year can be very demanding on your bank account. You’re buying Christmas gifts, preparing for holidays plus dealing with increasing mortgage rates and increased cost of living. It’s a lot. It’s a lot extra when “normal” might already be a lot right now. So how do you manage it? By doing exactly that - managing it rather than it managing you. [...]
Girl Maths… what even is this? Is it a new phenomenon or am I just late to the party? If I’m late the the party I think I’ll change my RSVP to no. Thank you, but no. I know it’s tongue in cheek and a bit of fun… but it’s not really and it seems to be rife right now with Black Friday sales [...]
We're heading fast towards the crazy end of the year so it's important that you do all the things you want to do and none of the things that you don't. People get busy, offices close for the Christmas/New Year period, restaurants book out. Don't miss out simply because you didn't pre-plan and think ahead. If you want to buy a house, get your [...]
Do you ever feel like you're an all or nothing kinda person? I'm a pretty driven, focused woman and every now and then I get my teeth into something and I love it. I don't just love it. I LOVE IT! I can see where it's leading me, I can see what it will bring. I'm energised and excited by it - whatever "it" [...]
If you bought your home a few years ago and have been diligently paying off your mortgage, chances are high that you have built quite a bit of equity. The equity is the difference between what the home is worth and what you owe - and the more the value grows and the more you pay off, the more that equity grows. The great [...]
I came across a quote the other day that I just love. It's from American speaker and author, James W. Frick, “Don't tell me where your priorities are. Show me where you spend your money and I'll tell you what they are.” So many of us are a little delusional, saying that we're saving for this or working towards that, yet we're still eating [...]
