Milestones are the little stepping stones along the path of life that let me know that I’m on track to achieve my goals, however big and audacious they are. They’re my little celebratory points that give me a moment to pause, check in, do a little happy dance and then continue with the momentum needed to get to where I’m going. When I work [...]
A few years ago I came across the acronym BHAG and I love it! BHAG is a Big Hairy Audacious Goal. Doesn’t that paint a beautiful picture? Well maybe not beautiful with all that hair, but it really does conjure up amazing images of something that is compelling yet a little scary. Something that will push me out of my comfort zone and help [...]
When you're buying a house, whether it's your home or an investment property, there are three things you must do. Have your finance organised. Finding the perfect home and then missing out on it because someone else can sign the dotted line or pay the deposit before you can is hard! Arranging pre-approval, knowing your borrowing capacity and having everything ready to go, gives [...]
What’s the best thing about buying a house? Everything! Whilst the process of buying might not be easy, the “owning” is great. Here’s why: 1. It’s yours. All yours! Well, the banks too, but keep making those repayments and you don’t have to worry about that. 2. You can decorate it without having to ask permission. Paint it any colour you want! Hang a [...]
For many people, a mortgage is a "set and forget" type of thing. If that's you, now is the time to change! Getting a mortgage sometimes feels like you're running a half marathon. If you're doing it against the clock, it's like running that half marathon at a sprint. It can be hard work. You have to find all those payslips, bank statements, supporting [...]
One of my favourite words in the world is "yet". Adding it to the end of a sentence is so powerful and totally changes your mindset. I can't do it... yet. I don't have enough money... yet. I don't have the skills... yet. I'm not fit enough... yet. I don't have time... yet. I'm not ready... yet. That tiny little three letter word opens [...]
When you’re planning to buy a home or investment property there is often a very real problem of information overload. You mention your plan to a few people and then the “property buying experts” come out of the woodwork, all offering their well intentioned advice. Some may have good valuable advice. Some might have gloom and doom, some might be outdated or simply wrong. [...]
Anytime I've ever wanted to change anything in my life, I've needed a goal to drive me and keep me motivated. One of my first grand plans was to buy a property. Actually, not just one. I pictured myself as a property mogul and imagined owning a dozen properties. I subscribed to Australian Property Investor magazine and each month saw another 20-something year old [...]
The Australian property market has seen massive changes over the past two years. The greatest of which was the record rise in housing values. According to Australia's leading property researcher, CoreLogic, housing values rose 24.6% between the end of March 2020 and February 2022. This is great news for those who already own property, but not so great for first home buyers or those [...]
I'm talking to a lot of people who feel that they're back in a state of overwhelm. There is just so much going on at home and in the rest of the world that is so worrying and it's sometimes hard to not feel the impact. It's also sometimes hard to complain about the little things when there's so much big stuff going on. [...]
