To many people, this is just a date on the calendar. A day to give your kids a pinch and a punch for the first of the month - unless they beat you to it. But it’s also a great time to set financial goals. What do you want to achieve this financial year? Do you have goals, targets, a plan, a spending and [...]
As a mortgage broker, my aim is to help people buy their dream home or investment property without getting under too much financial pressure. I want to help people see the possibilities and the steps needed to get into their first property, their next property, or even the steps towards building an investment portfolio. I want to give my clients direction and motivation rather [...]
I’ll never forget my first experience of approaching a bank to apply for my first home loan. I had worked hard and saved what I thought was enough for a deposit. This in itself was a miracle based on my previous spending habits! To be turned down by that bank was heartbreaking and disillusioning. “Why bother if I’m never going to get there?”, was [...]
It’s no secret that Aussies love owning property. Interest rates, property values, latest sales, investment tips and hot spots are often favourite topics of conversation at social events. You could say that we’re a little obsessed. The two key factors that make property ownership so valued to us are: 1. wealth accumulation and 2. security. Our obsession makes sense, if that’s what we’re going [...]
Six things that tell you it’s the right time to buy your first home: Buying a home occupies most of your thoughts: You’re ready and you’ve decided it’s what you want to do – 100%. Buying a property is your focus. It’s at the top of your goals list. You’re realistic about your budget: So no water views, no outdoor kitchen or spa. You’re [...]
I don’t know about you, but over the last couple of years there are a couple of things I’ve really missed. Concerts and holidays. The beauty of seeing a live performance has been missing from our lives, which is awful for us and even worse for the performers. But no more! I’m going to shrug off that post pandemic blanket and book some tickets! [...]
What’s the best thing about buying a house? Everything! Whilst the process of buying might not be easy, the “owning” is great. Here’s why: 1. It’s yours. All yours! Well, the banks too, but keep making those repayments and you don’t have to worry about that. 2. You can decorate it without having to ask permission. Paint it any colour you want! Hang a [...]
One of my favourite words in the world is "yet". Adding it to the end of a sentence is so powerful and totally changes your mindset. I can't do it... yet. I don't have enough money... yet. I don't have the skills... yet. I'm not fit enough... yet. I don't have time... yet. I'm not ready... yet. That tiny little three letter word opens [...]
When you’re planning to buy a home or investment property there is often a very real problem of information overload. You mention your plan to a few people and then the “property buying experts” come out of the woodwork, all offering their well intentioned advice. Some may have good valuable advice. Some might have gloom and doom, some might be outdated or simply wrong. [...]
Anytime I've ever wanted to change anything in my life, I've needed a goal to drive me and keep me motivated. One of my first grand plans was to buy a property. Actually, not just one. I pictured myself as a property mogul and imagined owning a dozen properties. I subscribed to Australian Property Investor magazine and each month saw another 20-something year old [...]
