What can you be doing right now to get ready to buy a home?

2020-05-04T00:12:31-07:00April 20th, 2020|First home buyer|

Thanks to this pandemic and social distancing, the property market has stalled. We don't know when open houses and auctions will be happening, people are unsure of the future and their job security and everyone seems to be taking a wait and see approach. But if you want to buy a home, there are some things you should be doing right now. You should [...]

Let’s make this happen!

2020-02-20T00:00:44-08:00February 10th, 2020|First home buyer|

Every day I talk to people who want to buy property - as a home or an investment. Some are desperately saving for their first home. Some are keen to upgrade to get more space. Others want to adventure and live somewhere new. Others are wanting to build wealth and security through investing in property. Some of those are in a strong financial position [...]

Keep your home buying motivation high

2020-02-03T19:26:56-08:00February 3rd, 2020|First home buyer|

So you want to buy a home. Do you really? How badly? Badly enough to modify your spending habits, tone down your social life, cut back on your excesses? Chances are high that you will have to do all three to save your deposit. And then you will have the next 30 years or so to pay it off. Is it still so appealing? [...]

First home buyers: three things you much do before you bid or make an offer

2020-02-03T19:32:47-08:00January 30th, 2020|First home buyer|

No matter how eager you are to buy your first home, there are a few things you need to do before you’re ready to bid or start negotiating. 1. Know what you can pay The lender will assess your borrowing capacity based on what you earn, owe, spend and own. They won’t lend you more than their algorithms tell them you can manage. But [...]

Lessons I’ve learnt buying property

2020-01-08T16:31:35-08:00January 8th, 2020|First home buyer|

I’m often asked what are the most important things that I’ve learnt throughout my time of buying property, so I thought I’d share them with you. Set your goal. Figure out what you want and how much it will cost. Create a vision board, write it in detail in a book, visualise it. How many bedrooms and bathrooms? A “fixer-upper” or an “already done-upper”? [...]

Is buying a house eluding you?

2019-11-26T23:40:26-08:00November 25th, 2019|First home buyer, Tips|

If you feel like buying a house is similar to climbing Everest - on a snowy day - then you're not alone. But don't give up hope. There are some things you can do that will help you buy that house without giving up your lifestyle completely! Strategy 1: Rein in your spending This is a bit of a no-brainer, but it's also often [...]

A good mortgage broker makes good sense

2019-10-16T21:16:15-07:00October 8th, 2019|First home buyer|

When you go to your bank to discuss your home loan, they’ll usually discuss your plan, take a look at your financial history and tell you whether or not they’ll give you the money you need to buy a home. Going to see a good mortgage broker is a bit different. We often don’t already have your business - we want to win it. [...]

First home buyers – where and what should you buy?

2019-09-04T08:00:04-07:00July 8th, 2019|First home buyer|

The hardest thing about buying your first home is saving your deposit. And where you're planning to buy will determine how big that deposit needs to be. Sometimes the deposit required to live in your ideal home in your ideal suburb is just too high, so you need some options. If your heart is set on having it all, then you need to get [...]

First home buyers – what are you waiting for?

2019-09-04T08:17:51-07:00June 8th, 2019|First home buyer|

Saving for your first home can seem like a never ending struggle. Once you have your deposit, you then need to get pre-approval on your loan so you know how much the banks are willing to lend you. Then you need to find the house you want to buy - and successfully buy it. It's a lot to achieve, so let me break it [...]