... but does it have to be? December is notorious for excesses. Over spending, over eating, over drinking, over partying and just having too much fun in general. So how do you keep it manageable? How do you stay on track with your goals and your plans? How do you still have the fun without the blowout? It's all in the planning! Especially when [...]
This year I think it's become apparent that we need people. We need friends, family, advisers, supporters, experts, comedians, listeners, distractors, leaders, managers, followers, challengers, and everyone else that I haven't mentioned. People keep us connected, motivated, informed and safe. They can also drive us a little bit crazy sometimes - so it's important that you choose the right people to surround yourself with. [...]
How are yours? When it comes to achieving a goal, what do you do to keep your eye on the prize? How do you keep yourself moving in the right direction - even through the temptations and challenges? Whether you're working towards a health and fitness goal, a career goal, a relationship goal or a savings goal, the chances are slim of you achieving [...]
Timing. It's something that rules so much of our life. We have to get to school on time, work, social events, the gym, meetings... We have to get up on time, go to bed on time. When we're looking at major life events, it's also about timing. When is the right time to take the next step in your career? Or with your partner [...]
How good are you at making them? How good are you at making sure those decisions are aligned with your goals? If you have a goal to buy a house or an investment property or save for a post COVID holiday or a new car or anything, what decisions are you making today that will impact your ability to reach your goal? If you're [...]
In my experience, the first step in taking control of your money is to have the motive to change. That's a really big one because if we don't have a reason to change, it's pretty easy to stay stuck until it gets too uncomfortable to stay there. But let's not wait that long! Let's take a stand now and find that motivation to change. [...]
In my experience, the first step in taking control of your money is to have the motive to change. That's a really big one because if we don't have a reason to change, it's pretty easy to stay stuck until it gets too uncomfortable to stay there. But let's not wait that long! Let's take a stand now and find that motivation. Really explore [...]
I have found that meal planning saves me so much money (and time) (and brain power) that it's not even funny! The goal is to do your grocery shopping once a week. No more, no less. No urgent trips to buy a litre of milk - that ends up costing you $50 because, let's face it, you never come out with just milk. So [...]
When the Prime Minister announced a moratorium on evictions for tenants affected by COVID-19 there was a collective cheer from tenants, which was matched by a collective groan from landlords. It's important to look at both sides of the picture here because we're always looking for a win-win, right? Usually, our two biggest expenses are our rent or our mortgage repayments. Sometimes landlords have [...]
You know how at work you seem to have meetings over everything, well you need to have money meetings at home if you're serious about saving for a house... At work, some meetings are effective, some aren't so effective. It's your job to make sure your money meeting is effective. If you're saving with your partner, make sure you're both in attendance and fully [...]
