Renovating or building a home is an exciting yet scary proposition for many of us. The end result and the possibilities are the exciting part – the work and decisions required in the middle are the scary bits. So what lessons can you learn from those who’ve gone before you? #1 Can’t get sufficient funding Get your mortgage broker involved from the beginning [...]
When we’re buying a new home we’re so focussed on the process of buying it that sometimes we forgot about what we have to do once it’s ours. So here is a list we’ve compiled from our clients’ tips and tricks. #1 Set up your utilities This is a great thing to do during the lead up to settlement. Get your electricity, gas, [...]
When you're buying a property, there's a lot to consider - besides where you're going to get your finance! Here is a great list of 20 important things to look for when you're buying a property - whether it's an investment property or your next home. Read The List here Of course, we can take care of all your financial needs. Caroline Jean-Baptiste
If you're planning on renovating or building a new home, arranging finance can be confusing and overwhelming. In this podcast, I share tips, tricks and a whole lot of great info that will help you navigate through the minefield of construction loans. Or you could just call me and I can talk you through your options. Listen to the podcast here. Enjoy! And call [...]
There comes a time when you just know you're ready for your next home. If you're in a relationship, hopefully your partner comes to the realisation at the same time! Sometimes you need more space, sometimes you need less. You might want to get out of the city or get closer to the city. You might want more outdoor space or less maintenance. You [...]
The hardest thing about buying your first home is saving your deposit. And where you're planning to buy will determine how big that deposit needs to be. Sometimes the deposit required to live in your ideal home in your ideal suburb is just too high, so you need some options. If your heart is set on having it all, then you need to get [...]
The start of a new financial year is a great time to look at your finances. How are yours looking? How long since you checked the interest rate on your mortgage? Is it still competitive? Are you paying for features you don't need and don't use? Are there features that you would like to have on your loan - like an offset account? Are [...]
No matter how strong our resolve is, no matter how much we want something, no matter how well we've been doing, there usually comes a time when we fall off the wagon. I fell off my "money management" wagon last week - and I'd been doing so well! I've got a pretty big goal to pay off my mortgage, so I've got a spending [...]
Property investment researchers around the country are singing the praises of Brisbane and South East Queensland right now. We're ticking all their boxes for population growth and infrastructure investment. These two factors are the best indicators of both capital growth and rental demand - the two magic words for property investors. These are some of the reasons that we're on the radar: Queensland is [...]
Saving for your first home can seem like a never ending struggle. Once you have your deposit, you then need to get pre-approval on your loan so you know how much the banks are willing to lend you. Then you need to find the house you want to buy - and successfully buy it. It's a lot to achieve, so let me break it [...]
